Showing posts with label letter. Show all posts
Showing posts with label letter. Show all posts

Sunday, August 19, 2007

Opportunity to Serve!

First Baptist Church in Raymondville, TX has interviewed us, and interviewed our references and decided my husband Russ is their #1 pick. YAY! We are so excited because this ministry opportunity has so many of the elements of what we are looking for in a ministry (small town in the South, multi-cultural, etc.).

So, we will be traveling by car for 3 days to get there, and will candidate in view of a pastoral call, on September 16th, 19th, 23rd. We will spend about 11 days there and travel back 3 days. So that will be a 17 Day Adventure! :o)

Also on the way there we hope to see a couple of our friends (Leno and Mary Yellott in Vidor, TX, and Dennis and Teresa Hankins in Galveston, TX).

The thing is, Hurricane Dean is headed to Raymondville right now. If it does hit, maybe God wants us to be there to help with the clean up. Who knows? Or maybe it won't hit, and God will tell us "just checking to see if you are willing to go ANYWHERE I send you!" (Yep-we are!)

Please pray about the is opportunity with us. You know how Jeremiah said he tried to suppress the Word inside him, and it burned and would not remain silent? That's how we are about ministry-we just HAVE to find a place to serve!

Thanks for praying with us-I'll keep you posted.

Thursday, August 09, 2007

Family and Friends/Old and New Part Four

Monday of our trip proved Bill right-or at least, "so far, so good." Remember how he said when his congregation prays, stuff happens? Well...we got a call-not THE call, but it could lead to that!

But let me tell you about my day up to that point.

Sunday night Taishi asked me to wake him up to go with Russ on his morning walk. Well—I decided to tag along. Healthy for me both physically and mentally, right? Right! But that big hill isn't so great going straight down and even worse going straight up-in suffocating heat and humidity no less. But it was a great thrill to spend that extra time with Taishi and to see Russ interact with him (they love talking about sports AND music). And who wouldn't want to walk down for a spectacular view of the sun coming up over the Mississippi River? (My shin splints don't get to vote!)

Monday was the day we had set aside to go visit Bill and Elaine Rubemeyer (our across-the-alley neighbors during my growing-up years). On our way there, the cell phone rang and it was the head of the pastoral search committee in Raymondville, TX. Remember what Bill said Sunday about "stuff happens when our church prays"? Well, in less than 24 hours, we got that desired phone call! We've been invited to spend 11 days in Raymondville, TX for Russ to candidate in view of a call to pastor First Baptist Church. We are so very excited of the prospects! Our hearts desire to serve in this position, and especially in a multi-cultural/Hispanic small-town area. What a great opportunity this will be! Take a look at any map of Texas, put your finger in the tip, near the Mexico border and near the San Padre islands, and you'll see why we are excited about this mission field!

I'm guessing when we stepped out of our car to visit with Bill and Elaine (after receiving that phone call) that there was an extra spring in our step or perhaps we weren't touching the ground at all!

Then, kick it up a notch to the elation of seeing the Rubemeyers. I just couldn't hug Elaine enough! The only disappointment was that Patricia wasn't able to drop by to spend extra time with us.

Monday ended with sight-seeing of our old stomping grounds.

Tuesday we had to say goodbye to family. So hard to hug everyone goodbye, unsure of when our next visit will be. No one is assured of tomorrow. When we see Taishi again, he will probably be a teenager. Imagine THAT!

We drove to Pittsfield again, and Russ went with Bill to visit some of the folks at the Southern Baptist Convention association in Springfield, IL. Phylis and I browsed at our LEISURE at stores in Pittsfield and back in my hometown of Louisiana, MO. We dined at the Eagle's Nest, which was a cozy cafe where Green's variety store used to be when I was growing up. In fact, that was where my wedding cake topper was purchased 26 years ago almost to the DAY of when I dined there this week! I needed the girlfriend time with Phylis while Bill and Russ enjoyed their time together as well.

Then our time away came to an end, and we made our way home.

We were eager to see our Jazzy girl again. Laura Dillard was holding Jazzy and watching out the door window as we walked up. Jazzy looked VERY comfortable in Laura's arms. In fact, she was glad to see us, but seemed perfectly content to just "live" there. Glad to know the Dillards made her feel like family. They said she is very smart, like she knows what you are going to do before you even do it! And they said I should write a book about her time there, and title it, "When the City Dog Goes to the Country." One day, Laura didn't want to leave Jazzy in her crate for long, so she took Jazzy to our friend Jouella's home to spend time with her dog, Onyx. They loved her so much they even called someone else who used to have a Boston Terrier to come over and play with Jazzy. Jouella said Jazzy's so smart it's almost like she speaks English-and she is so agile that she looks like a gazelle when she plays! Sounds to me like Jazzy was treated like royalty-just like Aunt Verna Jean treated us while we stayed in Clarkville!

Family and Friends/Old and New Part Three

This past Sunday was a real treat for us. We traveled to Pittsfield, IL to serve at Calvary Baptist Church pastored by our friend Bill Herald. It was great to see Bill and Phylis again. I first met Phylis on a pastors' wives e-mail group 11 years ago. Each has been there for the other many times since that first e-mail exchange.

After Sunday School we walked into the sanctuary and were greeted by my schoolgirl friend, Patricia. Look back in the archives and you will see many memories from my childhood include Patricia (aka Patty and Purple). Oh—it was so good to see her, and her hubby, Don! They scooted over in a pew, and I suddenly felt like we were teenagers again.

After the kids performed their Vacation Bible School wrap-up program, I sang "I Will Listen," originally performed by Twila Paris. And then Russ preached a great sermon that spotlighted the value of children (to go along with the VBS program). The title was "Unnamed Masterpiece." At the close of the service Bill collected a love offering for us, (which was NOT expected, but very much appreciated). He sent us to the foyer doorway to allow the congregation to greet us, and called the deacon of the week up to close in prayer. The deacon suggested they have a special prayer service for us, for God to open and close doors for us as we pursue a new ministry (Russ would LOVE to pastor again). So, we walked back down to the front of the church, and all the deacons and wives, and Bill and Phylis gathered around us, laid hands on us, and prayed for us, that Russ will soon receive a call to pastor. It was such a surprise for a deacon to care that much for someone he had just met. He had no way to know just how special this would be for us.

Bill told us that when this congregation prays, they GET results. Not that they have a hotline to God or anything, but they pray in faith, trusting God for the outcome. The church also has a prayer chapel and individuals sign up to pray for an hour, using the prayer cards provided by the church to prompt them to recall the needs of the church and the members.

Family and Friends/Old and New Part Two

It was so good to see Aunt Virginia at my cousin's wedding. She has overcome some great trials these last 12 months. We lost Uncle Skillet (who treated her like a Princess for almost 60 years of marriage). She was diagnosed with breast cancer and endured surgery and treatment for that. And she moved out of a home she had lived in for at least 50 years. That's one strong woman!

We arrived early for the outdoor wedding of my cousin Kristy's daughter Nicole. Nicole was about 5 when my dad died-she was so special to him-like a grandchild really. I'm so glad Dad had Nicole and Matt to "love on" since he died before Wade married Kana and they had Taishi.

Kristy worked feverishly on all the last minute details of the wedding while the wedding party posed for pictures. Especially smile-inducing was the antics of Dean, Kristy's grandson. I had heard "brags" of this 2.5 year old, but figured the raves were skewed by a Great-grandmother's bias. Not so. He was all that and MORE. So photogenic and all boy. His face tattled on his thoughts—so animated!

The wedding ceremony celebrated the happy couple's friendship. Not so happy was the weather-with near 100 degrees and near 100% humidity. Rivulets of sweat trickled between my should blades, despite the wedding-fans that were distributed (like the old-fashioned paper funeral fans of days gone by). Iced bottled water also available during the wedding quenched the thirst but didn't put the "fire" out!

We drove to the country club for the reception. Each table was graced with miniature bottles of bubble-blowing liquid for guests to create an archway of bubbles through which the bride and groom entered. Each table also had silver bells to ring to encourage the bride and groom to kiss. Guests were equipped with disposable cameras, to record all the evening's activities.

It meant a lot to attend, to represent the well-wishes my father would have wanted for Nicole on her wedding day (as well as my own).

Wednesday, August 08, 2007

Family and Friends/Old and New Part One

Last week we dropped off Jazzy (our not quite 2 year old Boston Terrier) at a friend's home so we could attempt a REAL getaway. Thanks, Dillards, for treating Jazzy like one of your own. You went way above and beyond the call of friendship duty! Jazzy acclimated immediately, and we were on our way.

We drove from Southwest Kentucky up to Clarksville, Missouri for a long weekend. When we arrived, my mom, and Aunt Verna Jean and Uncle Lewis burst out the door to greet us with welcoming hugs. What a reception! I had not seen my mom in 15 months, and my Aunt and Uncle in years. The family "reunion" had begun!

Then my brother Wade and his 11-year-old son Taishi returned from playing tennis. I had not seen them in 3 years (they live in Japan with my sister-in-law Kana). Quite a difference between an 8-year-old nephew and an 11-year-old! Taishi did an amazing job with English, considering it is his second language. Wade and Kana have certainly raised him right!

Aunt Verna had planned our menu for the entire time, and she spoiled us like royalty. Everyone needs a vacation like that from time to time!

On Saturday more family came in from out of town, prior to the wedding. My Aunt Deanna and Uncle Bob drove down from Waterloo, IA with my cousin Sonya. And my cousin Valinda drove my Aunt Virginia up for the ceremony and reception from St. Louis. What fun to see all my cousins in their 40s-many of us experiencing those midlife hot flashes!

Aunt Deanna and Sonya have both been e-mail buddies of mine for a couple of years, so I finally got to turn those virtual hugs into reality. YAY!

Tuesday, July 17, 2007

AWOL

Okay, I admit it. I've been AWOL. Absent While Out Living. That's right. Life happens. And when it does, to-do lists get prioritized and judgments are made between want-tos and have-tos.

Did I mention that in June I received a promotion to Director of Publicity? Oh-and did I mention that in July I resigned from that same job? I loved what I did there, but it just was not a good fit. Better to admit that and move on—right? It certainly was a difficult decision. Especially since I'm the primary breadwinner right now. Or I should say I WAS the primary breadwinner!

We are fully relying on God to open doors and supply for needs. His provision is sufficient. Again, we have to weigh out our wants and our needs. The best part of all of this is that we have become even MORE available to whatever God wants in our lives. I'm not sure that was even possible. It seemed we had surrendered all to God. But for the last couple of months we were waiting for life to happen to us, and now we are out seeking opportunities. We have become proactive in looking for that open door from God.

The most exciting part of this journey is that we are ready for Russ to pastor again. We've BEEN ready, but after a large number of unsuccessful attempts to apply for church openings, we had sort of back-burnered our attempts to get the word out that Russ is looking. It's so frustrating to hear the statistics for pastor-less churches-we just want to say "We will take you!" But they have to take US! That's a much longer process.

In the mean time, life goes on. I've gone back to my freelancer roots, and am exploring many different great opportunities (some pay up front and some pay if they pan out). I'm working as: writer, editor, speaker, book doctor, writer's coach, publicist, etc. Keep me in mind for your next project!

I was thrilled to get a great endorsement from a writer I met at my last job. She wrote:


It was a privilege to work with Kathy Carlton Willis for the promotion of my latest book. As a publicist she is sharp, creative, and enthusiastic. As a person, she is confident, competent, and a joy to work with. She has a superb knowledge of the industry and was willing to go the extra mile and think outside the box to maximize my publicity campaign. Before I worked with Kathy, I dreaded PR. But Kathy made the process both effective and a pleasure. I can’t recommend her highly enough.

--Marlo Schalesky, author of 5 books including VEIL OF FIRE, with upcoming books including BEYOND THE NIGHT and FACES IN THE SAND

Well, I'll close this tardy epistle...until next time.

Friday, June 29, 2007

I Feel Pretty! Oh So Pretty! (OK I don't, but I like the song!)

It's been weeks and weeks since I've had a "day of beauty." Before I went to teach at a writers conference in Elizabethtown last week, I colored my hair (and LOVE it!). But my hair...really needed shaped up. I don't know WHY I kept putting off making an appointment. I guess I hate trying to find someone new. And I hate taking the time to go. And I hate spending the money. And I'm afraid they'll mess it up. That's a lot of ANDS!

Then there's my crusty feet, arthritic bone spurs and stubby toes. Not exactly model feet for sandal-wearing! It's summer for goodness sake. I needed a pedicure! I'm not so good at giving myself "the works" because I have that spinal cord implant that looks sort of like a metal tape measure in my belly. Not great for bending over longterm.

So, today I went to a new spa salon in town called Bella Amici. I had a nice relaxing shampoo in a comfy reclining chair, a careful layered haircut, a style, then some thinning shears, and hair product. After that, it was over to the spa table-to have my eyebrows waxed.

The finishing touch was the spa pedicure. She spent an hour on my feet! The best part was the girlfriend-style conversation that happened the whole time. And my favorite radio station was playing in the background.

I was there for almost 2.5 hours, and the "spa experience" only cost $56! That's not bad for all I had done. Cheaper than what I found in Northern Kentucky, for certain! I WILL go back!

I came home entirely relaxed. I needed that in the WORST way. So glad I decided to splurge.

Oh-and we had some excitement at the salon while I was there. When the stylist cut my hair, I noticed five young teen boys playing with bottle rockets and firecrackers right by my van! I said something to my beautician, and she said something to another gal, who went and got the owner of the shop! The owner opened the door and yelled at the boys, "you are too close to my customers cars with those firecrackers. You need to move!"

Just at that moment a police car comes into sight. The leader of the pack yells to the owner, "Did you call the cops?!"

The owner denied calling (we didn't!). But next think we knew, two police officers and two car, are out front and one of the officers is giving a stern lecture to the boys. They split up and went their separate ways. But one kid stayed behind and jumped in a van in the lot. Then we realized he was the child of one of the ladies in the tanning booth. Ru-ro for the owner. What if the kid tells the mom that the owner called the cops on them (even though she didn't). So, the owner then had to tell the customer what happened when she came out of the booth. It was a little awkward, but still...No kid should have firecrackers of any kind in the city limits, let alone in a parking lot full of cars! That's a no-brainer!

After all the excitement of my spa day, I headed for home.

Home, with a meal of meatloaf made with onions and red bell pepper and half a bagel crumbed up and milk and egg and ground beef chuck. Topped with ketchup and sorghum syrup stirred together. Baked until crunchy on the outside and moist inside. Also had a stir fry of yellow squash, fresh tomato, red bell pepper, and onion. Also had some rolls hot from the oven. And the crowning glory was the ten cent corn on the cob that was TO DIE FOR! It was sweet and just right-not too crunchy and not too mushy. Oh-and for dessert I made a concoction. First I put together cubed angel food cake and sliced fresh peaches. Then I boiled water, put in diet peach flavored jello, with diet Sundrop rather than cold water. This mixture went over the cake and peaches. I let this set up and served it with light cool-whip. YUMMO!

I'm going to rest well tonight after such an indulgent day!

Sunday, May 20, 2007

Sunday Sightings

Today I just want to share a few observations from a very different "day in the life."

They will be totally unrelated ponderings and postulations...

(For those picking up in the middle, I'm writing this entry from Blue Ridge Mountains Christian Writers Conference in North Carolina)

Here goes:

• My 9-hour bus ride yesterday was eye-opening. I'm not even sure how to describe the education I received from the trip. I overheard descriptions that would have been censored from the sex ed for prisoners 101 manual. I saw some hardworking folks just trying to make an honest living, some young mothers traveling home to be with family or friends, some folks who weren't feeling well who should have left their viruses at home, and some young adults who had more ambition than gas money to travel cross country. It was an amazing journey. If a writer can't find "fodder" on a bus trip halfway across the country, then she should just hang up her writer's cap.

• After several incidents occurring these past few weeks, I understand much better the saying regarding "faithful are the wounds of a friend" and the whole need for "iron sharpening iron." When friends hold me accountable, it might sting, but because I know they love me, I can swallow the medicine. I know they have no other motivation than my good and God's glory when they suggest a change of attitude or actions. On the other hand, when someone who does NOT hold my heart in their hands tries to sling harsh words at me or about me, I need to learn how to not let it get under my skin as well as not weigh on my tender heart. I do realize that there are often seeds of truth in even the most wicked criticism, and I pray for awareness of that knowledge. But I also know that when those who have ought against me say stinging words, their only motivation may not be for my good, but to put me in a place where they can step on me. I pray God will show me the difference-the times I need to learn a lesson, and the times I need to just "let it go."

• Today I attended a worship service with the other faculty arriving early to the Blue Ridge Mountains Christian Writers Conference. Alton Gansky was the speaker. He made the book of 3rd John come to life for me. No coincidence in the timing of the lesson. Here are the basics from the Bible study today:

HOW DO YOU WANT TO BE REMEMBERED?
What words do you want associated with your name when others remember you?

John calls 3 people by name-and describes them to us.

1. Gaius-beloved elder. John loved him in truth. He prayed the prayer that we should pray for all our loved ones-a prayer for health and prosperity. In fact, he was a man of truth inside and out of church:
truth possessor (internal)
truth walker (actions)
truth supporter (giver of others who walked in truth)

2. Diotrephes-a church leader who blocked what John wrote so the others couldn't read it, and opposed him. Diotrephes desired the prominent recognition and position, and did not accept what the apostles had to say. John promised to call attention to it the next time he came to visit. Diotrephes unjustly accused these men of God, using wicked words. He also forbid others to agree with John's team, and if they did so, he put them out of his church. John warns us NOT to imitate Diotrephes.

3. Demetrius-received a good testimony from everyone, from the Truth itself, and from John and his team. His testimony was TRUE.

God gives us the gift of choice. We get to choose our life direction, and how we are remembered. We will be remembered for our actions, our responses, and our words. Who do we choose to be like? One of these three men? Keeping in mind that our great purpose is to bring glory to our Creator and God, what choice will I make?

This great lesson came to me for such a time as this! I need to know that not everyone will have my good at heart, and might even say cruel things about me and encourage others not to fellowship with me. But my choice is in how I will respond. Will it please my Heavenly Father?

Rather than spending time responding, today I choose to look ahead and see what God has for me on this NEW DAY. How can I encourage the writers gathering as I write this blog entry here at this beautiful Ridgecrest campus? Let me see their needs, and put my own needs on the back burner. The blessing is knowing how God works-when I see others as Christ sees them, that He will also burden someone else to see my needs, and will equip them with ways to meet my needs. I'm not ministering to others BECAUSE of it being reciprocal, but I can rest in Him, knowing that I am being taken care of. I pray my motives are pure and my intent is full surrender.

• At dinner tonight I got to meet an acquaintance from an online writers' group. The really cool thing is we hit it off right away, and she said she is interested in talking to me about being a part of her team in an upcoming project that could become as national as Women of Faith. I would freelance some work for her. She sounded pretty serious, in that she gave me her card and requested mine, so already God is putting people in my path. I know that a reputable organization is already footing the bill for her first conference, so this is not a pipe dream, but a project of great worth. I'm excited for her, and excited for the possibility to be a part of it!

• Tonight's keynote speaker was a friend of mine-Jim Watkins. He did a great job on the topic of "I Am A Giant Killer." He revised the biblical accounting of David and Goliath to fit writers slaying the scary editors (in getting our work published rather than rejected by them). It was a great message-both humorous and thought provoking. And the thing he ended with is what I'm pondering tonight. What are the giants in my life right now? I'm praying for God to equip me to slay these giants. If I'm being transparent (and that's just how I am), I'd have to say my giants are:
1. me fluctuating between battling pride and low self-esteem. Either I wonder if someone will notice me for "such and such" or I tell myself I'm not good enough to measure up. This is a continual struggle for me, and I think it is a universal struggle. My ONLY identify should be in Christ-and in that identify I'm uniquely designed to be exactly what God wants me to be. And when I give myself that sort of affirmation, I can take the focus off of self, and then I won't battle pride and I won't battle low self-esteem.
2. having so many dreams and aspirations, and so little time and energy. I pray the Lord continues to refine me and show me His purpose in me so I only commit to those projects He would have me to do.
3. wanting to live up to the expectations of others. No matter how hard I try...I just can't do it. And you know what? It's wrong of me to place that sort of pressure on myself.
4. having the wrong expectations for others. The shoe is on the other foot here. I need to want less when it comes to others. It's not about what they can do for me, but what can I do for them.
5. time wasters. I still need to identify those things that waste my time and cause me to feel "up against the clock" when it comes to self-imposed deadlines.

• After the evening meeting, one of the agents made a beeline for me. He said he had been wanting to meet me for quite some time, and was glad to put a face with a name. We know each other from having some of the same clients, and also from being in the same writers' online group. He picked my brain for a bit, dished about work, and then there was a line forming of other people wanting to talk to him. It meant a lot for him to take time out of his busy night to have face time with me, because I knew he will only be at the conference for another day and must leave early. So he had many folks to meet in just a short period of time. But probably what made my day the MOST was that he sought ME out. WHY? Because back in 2003 I was a budding author with bigger dreams than training, and I sent him a very "green" book proposal, asking him to consider being my agent. He took the proposal to the committee and they turned me down. He let me down easy, but he had to decline being my agent because they did not get a unanimous consent to do so. So for him to WANT to meet me now, just meant so much to me!

• The blessings of this day, were just as if God was gifting me with the sort of refreshment I needed:
-challenging messages to edify me to grow, not just as a writer, but as a Christian
-words of affirmation to build me back up after a time of being torn down in other situations
-new friends and business acquaintances and new potential business dealings

It's as if God was filling me up today, so that tomorrow when the "press of the crowds" come-the ones who want time with me so I can show them how to grow as a writer-my cup will not go dry from being poured out to others. It's as if God made sure I was so full of good stuff today that it overflowed to the saucer for lack of space inside. Now I can be used by Him and not be drained, but energized!

Tuesday, May 08, 2007

The Learning Curve

We didn't get the house. And we've had so many kind words from friends and loved ones regarding this disappointing news. I'm not really feeling emotion. No anger. No sadness. Maybe I'm numb. I don't know. My boss, Rebeca, said she would have lost it so many times by now. I am just literally living a day at a time. Maybe that's where God wants me right now. Trusting Him for the daily bread, and daily shelter too.

At age 44, I guess I never thought I'd have to depend on someone else for my housing. Through this, I've seen how easy it is to become homeless in the richest country of the world. So sad. I will have more compassion for those who have come upon hard times because of this. It blows my mind that I can make more than the median income for Fulton, KY and run into this many problems just to find a place to live.

We are looking at a little house to rent, or an upstairs apartment of an old quad-plex. We'll know more tomorrow about where we will land.

Thanks for continuing to pray. I know I'm so blessed compared to the majority of the world. This whole experience has humbled me and shown me a lot about myself.

Russ and I both realize that since 2002 we have been thrown into a huge "Life Learning Curve." It's turned our world upside down, made us throw away several thought-processes that were just plain WRONG, and opened our mind to what God would have for us.

Thanks for going the long haul with me on this journey!

Sunday, May 06, 2007

A New Day!

Today was the first day of my husband's new ministry. Russ filled in as "music man" at First Baptist Church of Clinton, KY today. He went Wednesday for some preliminary stuff, but today was his first full day. We went early enough to make sure everything was ready to go, and then attended Sunday School. It was quite enjoyable. And then came church. Even though it was our first Sunday morning there, it seemed like we fit in just like family. Russ did a great job leading music (I had no doubt!), and we enjoyed the interim pastor's sermon. After morning worship we met with the choir, and others interested in music. They haven't had a choir since Christmas, so even though many choirs take a break for summer, this one desires to get started and move forward. Some are still mourning the passing of their previous music director, who did their music off and on for about 30 years. My heart goes out to them, because this transition period must be difficult for them. I pray we minister to them in their time of need.

After the meeting we went out to eat with a couple of the deacon's and some of their family. I felt like we had known them forever. Just so easy to visit. I truly believe because the same Spirit Who lives in me lives in them, we are connected by an invisible force that paves the way for a sort of kinship.

Also, I can't not mention the food at the restaurant! It was a simple buffet but the food was like the cooking I had growing up. Fried Chicken, Meatloaf, Pork Loin, Black Eyed Peas, White Creamed Corn from scratch, mashed potatoes, fried okra, greens, green beans, rolls, salad and fruit bar, and chocolate cake for dessert. YUM.

We go back tonight to continue our time at First Baptist and will find out soon what the details are regarding our ministry time with this church. It's a privilege to serve!

(Oh...and for those of you wanting to know about our house situation: we still have not closed on the house. More mess-ups and more phone calls up the ladder at the bank. I think we must have gotten through to them because they have offered us an in-house loan if we can't get this loan they offered to us, which means a same day issuance so we could get the paperwork to the seller's attorney to draw up the HUD and finally close this thing. One way or the other, as long as the seller is agreeable to extend our contract, we will close by this Friday. This Missourian will believe it when she sees it at this point, saying, "SHOW ME!")

Friday, May 04, 2007

The Saga Continues

We didn't close today, and found out that it could actually take as much as a WEEK more. Since Wednesday we've been told there was just ONE document left (a correction from the appraiser), but actually after that, it still has to have the letter of "cleared to close" from the mortgage company, and up until that time they can always find something else to request from somewhere. From there the seller's attorney still has to draw up the HUD papers, and then that all gets overnighted to the closing attorney, and THEN we close.

Russ did talk with someone higher up the ladder at the bank, and they are appalled at the service we've gotten. He had our loan officer in with him, on speaker phone, and several things came to light that the boss didn't know the loan officer had done (or not done that should have been done). So, now we are at least offered a plan B. If the loan officer cannot get the paperwork we need by noon on Monday to send to the seller's attorney-to get a closing later in the week, then the boss will take over and do an IN-HOUSE loan, at 90% instead of 100% of the loan, and we will have more cost up front, but we can get in the house. We offered to do a 90% loan when we first applied, and they said there was no such thing at their bank. WRONG. We offered again when they switched loan officers on us to try for a 90% loan, and they still said there was no such thing. Well, there IS such a loan at their bank!

The level of their incompetency amazes me. Anyway, we have a Plan B in place, but that's only IF the seller agrees to extend the contract deadline-which currently is May 8th, but now we are requesting as late as May 11th. We'll know more Monday, one way or the other...

Thanks for everyone's prayers!

If God is writing a book of our lives, He has included all the page-turner drama and conflict necessary to be a good read. What sort of genre would it be? It would read like a horror story at times! At least our marriage provides the romantic element of the book. So maybe it is more like a "cozy mystery."

I know God is ultimately in control, but that sometimes the free will of man can mess up what God wants best for us. But He can still use all the "mess ups" and make something good out of it. He already knows the end result, and I can rest in that truth.

Through all of this I've learned just how much of my life is NOT in my hands. I have to trust God even when I cannot trust others. I'm not the one in control. I'm not the boss of me, and I'm for SURE not the boss of anyone else. The universe does not revolve around ME. And what matters so much to me is not important at all to most other people. Knowing that, I move on. I face reality and I make the best decisions I can with the choices given to me, based on the direction God gives me through wise counselors, through His peace, and from His Word.

The rest, is OUT OF MY HANDS.

Here We "Grow" Again

We were all set to close today on our house, with a conditional approval from the bank. Utilities are arranged to be turned on today. But, we do not have confirmation that the appraiser turned in the documents the underwriter requested of him. The sad thing is, they requested it Wednesday morning, and all they needed were some comps (comparisons of other houses that sold in the area) that would back up the appraisal he gave our home. I guess the ones he turned in didn't measure up. But our Realtor had several that worked, so she sent everything the appraiser needed to do his job, TO him, and all he needs to do is transfer the information to his own letterhead. He said he would get it done by Wednesday night, but as of Thursday night we do not have confirmation that he did what he promised he would do. And since it needs to be overnighted, it is quite possible we will not make it to closing today. UNLESS he did send it and just will not return everyone's calls for whatever reason. We'll find out today when the businesses open. What is frustrating is that the comps he sent in did at least back up the loan value of our home, it's just that he said our home was valued at $20,000 more than the loan amount, and for some reason they want the comps to back THAT number up even though his comps DO back up the loan amount. UGH!

So, it may mean we lose the opportunity of having this weekend to work on the house while we are both off and also while our "muscle power" is off.

We need one more round of prayers, that all the documents are in so we can close on the house. We for sure have it, we just need all the paperwork to be there before we can get in.

Wednesday, May 02, 2007

Things Are Looking Up!

This morning my cell phone rang about 9:30 a.m. or so, and I said, "I bet this is about the house!" Sure enough, it was the bank saying we had received conditional approval on the mortgage from underwriting. They just needed some paperwork from various sources that were all pretty quick fixes.

Then, 10 minutes later, the phone rang again. This time, it was a SBC church in the area requesting Russ's services to be an interim music director. He went tonight to lead music and then after church they were going to meet with him for an interview. If he gets this, then his new career as "The Staff Guy" has begun! How exciting!

At lunchtime we stopped by our Realtor to tell her the good news about the loan. Of course, she was on top of things and already knew about it. In fact, she was responsible for helping get some of the paperwork to the appropriate places today to move things along. While we were in the office, she called to find out just how close we are to closing. Well...we are close enough to having all the paperwork together that the bank said we could set a closing time for Friday!

Thinking of everything, our Realtor set up two times on Friday. We will either close on the house at 10:00 a.m. or, if some documents are delayed due to waiting on overnight mail, we will close at 2:00 p.m. Either way, it's looking like we are closing on Friday. YAY!

Now we have to get to work arranging for all of our utilities to be hooked up and turned on-hopefully before the weekend so we can move in.

We are going to be sooooo excited once this thing really happens. I'm still too numb to believe it's really happening!

Also today we arranged for a P.O. Box for Russ's business, and his cell phone, so that he is ready to go with his new ministry. It's all falling into place.

More news as it breaks!

Monday, April 30, 2007

I'm Speechless!

Our Realtor called tonight with an amazing offer. She said the office got together after we left today, and decided we simply needed to get this house. The house matches us, and we match the house. But it was more than that. She said we are a good fit for Fulton, and we have so much to offer the community. And she felt like the runaround we have gotten was no way to welcome us to the community. So, as a staff, they decided to scrape their money together and buy the house with cash if necessary, and let us buy the house from them for no extra cost, when we get our financing together.

She believes we WILL close on our loan my May 8th, in time to not lose our contract. But just in case, she wants to offer to buy it so we don't lose it.

And from what I understand, this is not something she has ever offered anyone else. It's not a gimmick. It's the most selfless gift of love I've seen in a while. She said her administrative assistant even offered to go without her paycheck for a week if that would help. Considering the AA is a young wife and mother, that is HUGE. Of course, the Realtor thinks they can manage without needing to do that, but the offer is what touches my heart!

Our Realtor said she just kept thinking all day of what she could have done differently along the way so this wouldn't happen. She's just not sure what went so wrong.

The good news is that our loan application is FINALLY in underwriting. So maybe, just maybe, it will close like it is supposed to. And if it doesn't we have a Plan B. We also have a Plan C and Plan D!

So for now, we are waiting it out. Keep praying. We'd like Plan A to work out for once!

Little House on the Blue Grass?

Today we rented a 10 x 20 storage unit (month by month agreement) so Russ is unloading all of our earthly belongings right now. This will allow us to return the U-Haul and not have to pay the large fee for keeping it until we find a place to live. It means unloading and loading again, but that's the best idea we came up with.

Our hosts have informed us they LOVE having us here (built-in Nannies) so they don't want us to rush to make a housing decision that might end up being foolish, just out of desperation. They can see where us being here could be a big help to them, but they realize that we want our own space and our own routine for the day. We are certainly blessed to have their hospitality!

We have a couple of finance options left on buying the house we originally intended to buy, but if it doesn't work out, it doesn't work out. We will look at homes and apartments to rent, just in case.

Too bad the storage unit doesn't have an air conditioner-we'd be tempted to live there! haha!

It will all work out-it always does!

How Do You Know?

Today we got a phone call from the mortgage department, and found out just SO many errors on their part that we are at our wit's end with them. They no longer can give us a guarantee of a closing date before our contract expires on the house on May 8th. The house has a potential CASH back-up offer, so we can't extend the date any. On Thursday I noticed that they had my social security number wrong, my birthday was wrong by 20 years, and they had not verified my employment prior to this job like they were supposed to. I had sent in W2s from prior employers to help with that, but they lost them. You name it; if there was a way they could mess up, they figured out a way to do it. Well, today they called for not ONE, not TWO, but six different documents. They admitted they had not even sent our application to underwriting yet, even though they told us it was going out by FAX several days ago and by overnight mail last week. The documents they need, they have had 7 weeks to request from us, and now our stuff is loaded behind other belongings in a 26-foot U-Haul. Our bank is 7 hours away, and it's just going to be next to impossible to get the documents they need in the next 5 days, let alone TODAY.

So we are realistically looking at the fact that this bank, this long into the process, isn't going to be able to do the paperwork correctly for us to get a $40,000 loan for a property that appraised at $60,000 with me making more than the median amount for this area. It makes no sense why this could be such a difficult process! Not to mention this is our 5th home purchase, and our last one sold for almost 4 times this loan amount!

We thought about just dropping the house all together, but the rental choices in this area, with 2 pets, don’t look pretty.

And we are paying $40 a day to keep our stuff in the U-Haul so we don't have to unload, load, and unload-which damages our furniture. But we can't do that forever. So another decision is-do we get a storage unit until we know what we are doing?

Also, for Russ to print up brochures and business cards he needs to have a mailing address and phone number. So, should we go get a P.O. Box for the business, and a cell phone billed to the P.O. Box so that Russ has a phone number? If we do that, then he can actually start his new ministry/business. This has been on hold because of waiting to get into the house.

So much to think about!

So we are considering some creative financing options. We can always do a refinance after we get into the house.

Or should we give up this house because these are all roadblocks to warn us not to get it? Or are they just human errors from an incompetent bank?

How does one know what God wants one to do in situations like this? We look for peace, for discernment, for wisdom, for...you name it. That still small voice to tell us which way to go.

We don't want to bust into a closed door, to force an issue just because of our convenience or cost. We want it to be the right thing to do, to be the WISE thing to do. We have looked at all our options. Fulton seems like the right choice-we have peace about it. So, where do we go from here?

Stay tuned as the drama continues. And please pray!

Sunday, April 29, 2007

Our New "Neck of the Woods"

I just have to share a little bit about what it's like to start over in a new area of the country, knowing essentially no one, and not having a defined place in the community. When we moved to a new area every other time in our marriage, we served in ministry at a church, and had an entire church community welcomed us with open arms. Now, we had a single family to welcome us. Well, we also have our Realtor.

Here's the thing, though. We've only attended 2 services at First Baptist Church of Fulton, a month between visits, and yet they treat us like family. They are willing to help us unload the truck when we get the house, and to help us get settled in. They want to befriend us. The music minister's name is Russ and he's from Missouri (sound familiar?) and he is already thinking of lots of opportunities for my Russ. In fact, he knows of a church who needs an interim music and maybe interim pastor in the area-so my Russ will be looking into that ASAP as one of his new jobs. The two Russes will meet soon so my Russ can discuss his new ministry concept. He hopes to meet with the pastor of the church too.

Here are some other bits & pieces of small town observations and also reflections on how I feel about starting over:

I was shopping in Wal-Mart and a complete stranger walked up to me and said she had noticed a product in my cart that she had a coupon for, and would I want the coupon. How nice is that?

We dropped in on our new State Farm Insurance office, and they guessed who we were even though we came unannounced, and they knew about our entire insurance "binder" (house and 2 cars). They assured us that they considered us covered with them so that there is no lapse in coverage, and that they would take care of the belongings we have stored in U-Haul even though the State Farm in our previous town said the belongings could only be out of our home for a certain period of time and be covered. It just seemed they went the extra mile for us. Another small town bonus!

I checked the median income for our town, and I make more than the median income. That's the first time that has ever happened in my life! I'm not bragging, I'm just saying the cost of living is less here, and people tend to MAKE less here too.

Today at Lowes, I was short 26 cents, and rather than use my debit card, the cashier chipped in the change from his own pocket.

Nelda, my Realtor, is already having fun brainstorming with us about the house, and hopes to come get some cuttings of one of my plants for a church flower arrangement when it is her turn to provide one where she worships. We enjoy each other's company. She attends the First Methodist Church, is a part of Habitat For Humanity, and has a love for the Historic District in Fulton.

We were eating in Pizza Hut today after church, and several families from church stopped in. They all came up to talk to us and acted like we were already family. We went to Wal-Mart and ran into another guy from church, and talked to him like we were already friends. This is what it is like to live in the South in the Bible Belt!

These are just a few of the neat examples of our short time here in Fulton.

But there are scary things too. We are starting over. Will we have enough money coming in for the bills? Will we remember people's names and start to build relationships. Will we have the discernment to pick the right friends? We will be friendly with EVERYONE, but there will be some we naturally connect with more than others. After being hurt several times in a row, are we ready to risk the vulnerability of new friendships? Of course, not being in local church ministry, we probably won't be the target of attacks and false accusations like we have been in previous situations. Maybe we will be safe from the darts. No one is exempt from heartache, but maybe we won't be hit by the same types of arrows as those who serve on staff at local churches. Russ will still be in ministry, but it won't carry the same risks of betrayal and rejection. It has it's own set of risks.

I'm all about the "settle down" at this stage of my life, rather than "new and exciting." I'm all about the "roots" rather than the "adventure." I'm all about stability rather than flexibility. The Lord knows I'm trying to be open-minded to whatever He brings our way, but my humanity is begging for some time in one place to really dig in. I'll still get to do the adventure stuff by traveling with my business, but if my HOME could be in one place for a while, I'd have that same ONE PLACE to come home to every time.

For the past month I've not known that connected feeling of HOME. I long for that again. For now, our U-Haul is like Noah's Ark to me. Everything to connect my past to my future is in that "ark." They say home is where the heart is, but a woman needs a nest too! It doesn't have to be big or fancy (in fact, even though my individual income is above the median household income for Fulton, our home is costing us less than the median value of a Fulton home). Just give me a place to land. A place to develop my own routines and habits and ideosycrisies. A table to serve food to guests and a guest bed to offer comfort to overnight company. Let me always use what I have to serve God and others, whether it is little or much.

Update for Family & Friends

Several of you have asked for an update, so here are the latest details, and my observations of what this time in our lives is like.

We kept waiting and waiting to start the next phase of our lives. At first, we thought maybe we were just supposed to "learn more patience" and wait for all the doors to be open for our move to happen. But as things transpired, we realized that our heart needed to learn to leave our Burlington ministry and friends who we loved so much, so that we could heal from the hurts and move forward with our future.

We selected Fulton, KY for our new home, for several reasons. My employment's home office is situated there. While I do work from home, there are things I can learn by being in close proximity to my boss, and more opportunities to help the firm. The area has a low cost of living, so we will be able to afford to start up Russ's new ministry/business. Also, our health insurance, car license plates, and drivers' licenses will still work by staying in-state. We considered other parts of the country, since we were not limited by anything but our own imagination, but this seemed to make the most sense.

We found out about Russ no longer having a job on March 8th, and we would be out of our house there in Burlington, KY on April 6. So, we went house shopping QUICKLY, looking at rentals and purchase properties. We ended up putting an offer on a foreclosed Victorian Home in the Historic District for a greatly reduced price. At first we were told we qualified for a $5,000 grant, and it took them 6 weeks to decide we were NOT qualified for the grant. Since our mortgage was tied to the grant, it looked like we were going to have to start over. The bank felt terrible about their mistake, so they sent all of our paperwork over to a different bank branch, with a loan officer who specialized in secondary mortgages (meaning they would be sold outside of the bank, but he would be our go-to person at that bank). Because our paperwork is complete it looks like we will be able to close on the house sometime between May 4-May 6, just before our May 8 deadline on our contract. We should find out a FOR SURE closing date in the next couple of days. It was sent for the final underwriting on Friday morning and it should be back in the bank by Tuesday night from what we understand, and the lawyers have everything ready to go for a closing to happen the same day they get the paperwork in.

During our final walkthrough of the house, our realtor took the for sale sign down in the yard. I think it was her way of showing us that the house is ours-it's just a matter of waiting for that final paperwork. But-it's not over till it's over! Still...we are breathing easier than we were on Wednesday when we found out the grant didn't go through.

Before we knew the grant had failed, we had already scheduled the U-Haul and movers (based on the fact that the loan had been approved and the home appraised for 1/2 higher than the loan amount). So, we decided to come on down to Fulton, and be here to tend to moving details and also make sure the bank doesn't drag its feet. We are staying with my boss, Rebeca and her husband Charlie, and their 2-year-old son Anderson (and their 3 dogs). An exciting match for our dog and cat! So, we came down here on Thursday.

Charlie and Rebeca own a very large old story-and-a-half bungalow. We are staying upstairs in the open room that is their double office, scrapbook studio, bedroom, and bathroom. So that gives us a little privacy and space when we need it and also a space for our pets away from the hubbub. And it allows the Seitzs to have their own space and we aren't always under foot. But we get along so well that we share some meals together, and enjoy fellowship and time playing with Andy and the dogs. We try to carry our weight around here by helping with some of the meals and watching Andy sometimes so they can do other things. It's the LEAST we can do for having a roof over our heads!

I'm going to write more in another note-about this area of the country and about church.

Monday, April 16, 2007

More Home-Away-From-Home

We still haven't moved to our "new" house, so after 10 days at the Extended Stay Hotel in one itty-bitty hotel room with a cat and dog, we decided to say "yes" to an offer by friends Vickie and Casey to stay at their place until our new place is ready for us. We were unsure about staying with anyone due to our pets. Well, Vickie has a craft room, so we were able to put Libby (our cat) in there. And our Boston Terrier fell in love with their Dachshund, so that worked out GREAT! They are having sooooo much fun together! I'm really glad they aren't fighting with each other. It's actually quite entertaining to watch them!

So, tonight I'll get my first solid night's sleep in the past 18 days. The last 10 days, I haven't slept well because our cat is nocturnal and every time she would move around in the hotel room our dog would wake up and chase her, and that would wake ME up! Before that I was getting the last of our belongings ready for storage. And prior to that I was at the writers conference, and didn't sleep much there either. So, I'm already grateful, in advance, for the sleep I'm going to get!

We are glad to be in a place where we can spread out a bit. And Russ did laundry today for free, rather than $2 a load. All of that helps out!

At the Extended Stay, we had to laugh because the kitchenette was equipped with:
2 plates, 2 bowls, 2 salad plates, 2 small plastic cups, 2 coffee cups, 1 saucepan, 1 skillet, 2 sets of silverware, 1 steak knife, 1 serving spoon, 1 spatula, 1 strainer. And that's it! We had to ask for dish soap every other day because they only gave us enough to wash up a couple of times. It really was NOT a home away from home!

No matter where we stay, I still feel disconnected from any sort of "roots." I need a nest! No call will be so welcome as the call that our place is ready and we can "come on down."

What happens when you finish reading a chapter that ends with the main character going through multiple trials and emotions and upset? You want to turn the page and get to the next chapter to see how it all comes out. Well, I'm there in my life. Ready to turn the page. Being stuck somewhere between, "to be continued" and "happily ever after."

Thursday, April 12, 2007

What's Really Important To Me?

Today, in our Extended Stay Hotel, the fire alarm went off. Not just the smoke alarm. And I wasn't even cooking! I noticed the alarm was hotel-wide rather than just my room. I had to make some fast decisions. What was really important to me? Russ wasn't here to help in those decisions.

First, I scooped Jazzy into my arms. She needed comforting anyway due to the high pitched squeals of the alarm.

Second, I grabbed my purse so that I would have my identification with me.

Third, I grabbed my coat and shoes, since it is so damp/cold outside.

Fourth, I picked up my hotel key so that if time allowed I could get back in to rescue other items. I looked longingly at my computer, thinking of all the information that would be lost if it burned up. But not having enough arms to juggle it all, I left it behind.

Then I went down the hall. Fear and curiosity mixed together. Yet something told me it would all be okay. I didn't have to wait long to have the answer. The people next door were using newspaper to fan the smoke out of their room. He admitted the gal had smoked a cigarette near the smoke alarm and set it off. They had no idea it would set off the fire alarms for the entire hotel.

Relief set in. And then I started to shake. It could have been the real deal, but instead I was safe. And I didn't lose anything at all.

If this happened to you and you had just seconds to pick up what is important to you, what would YOU grab?